Framing Contractors

Fairbanks Insurance Brokers' rock-solid insurance programs provide Framing Contractors with a broad spectrum of protection for the hazardous work involved with day-to-day operations -

Framing contractors perform the formwork, framing, or rough carpentry necessary to construct a framed building or structure.

These rough carpenters’ services require tools and equipment that can pose a risk to workers and vendors who may be at the job site.

Bodily injury and property damage perils are continuously present to the business and workers.

Here is What We Recommend:

General Liability

Your contractors’ liability coverage is the foundation of your commercial insurance package.

It provides your business with financial protection against third-party injury, property damage, or construction-defect lawsuits.

Workers' Comp

Framers are prone to work-related injuries.

Contractors’ workers’ compensation insulates your business against injury-related medical bills or lost wages for your employees.

Due to the hazardous nature of framing operations, most licensing boards mandate rough carpentry contractors with employees to carry a workers’ comp policy with the minimum required limits.

Surety Bonds

Most states require framing contractors to hold a license or provide a contractor’s surety bond before you can bid or work on a construction project.

The surety bond provides financial guarantees that mutual obligations are complete per the terms of a contract.

Commercial Auto

Although many contractors use light pickups and vans for business operations, most personal auto policies exclude coverage for vehicles used for commercial purposes.

Contractors’ commercial auto insurance provides vehicles with higher limits of liability to protect against substantial third-party lawsuits or if damaged in an accident, stolen, or vandalized.

Inland Marine

Most hand and power tools used by rough carpentry contractors are expensive to replace.

Tool & Equipment insurance from Fairbanks Insurance Brokers will provide financial protection if they get damaged by a covered peril or go missing.