Glazing Contractors

For Glazing Contractors to mitigate risk while doing business, the professionals at Fairbanks Insurance Brokers offer a variety of insurance products to protect your company and crew from the everyday hazards lingering on a job site -

Glazing contractors select, cut, assembles, and install glass items into a fixed opening or structure.

Glazing contractors encircle themselves with risk due to the use of sharp cutting tools and glass surfaces which creates hazardous exposure to employees and third parties for bodily injury and property damage liability.

Here is What We Recommend:

General Liability

Contractors’ general liability is the foundation of coverage protecting your business from liability.

It shields your company if legal action occurs from bodily injury or property damage. Your glazier’s general liability will also provide the resources to defend your company against a covered claim.

Workers' Comp

The workers’ comp policy will provide coverage for employee medical expenses and lost wages that result from work-related injuries or illnesses.

Most states require employers to carry glazing contractors’ workers’ compensation insurance to maintain an active license. Non-compliance can lead to severe penalties or result in employee lawsuits who become injured on the job.

Surety Bonds

Licensing boards may require an active contractor bond to issue a license.

The surety bond is not a contractor’s insurance policy. It’s written to protect or provide a financial guarantee for the state authority, project owners, or suppliers.

The contractor surety bond provides a financial remedy to interested parties if you fail to complete the project, pay your subs, or pay your suppliers.

Commercial Auto

A glazing contractor’s business auto policy will cover commercial vehicles for liability if you or an insured driver is found liable for an at-fault accident.

The contractors’ commercial auto policies allow higher insurance limits to account for increased risk exposure due to the hazardous nature of the trade, protect against substantial third-party lawsuits and replace or repair damaged, stolen, or vandalized vehicles.

Inland Marine

Glazing contractors use expensive equipment every day for every job.

Inland Marine insurance provides financial protection if the business equipment you own, rent, or lease is damaged due to a covered peril, stolen from the job site, or in transit.