Housekeeping Contractors

Our contractor's insurance programs provide Housekeeping Contractors with peace of mind knowing an unforeseen claim will not take your janitorial business straight to the cleaners -

Housekeepers’ operations involve janitorial services and reporting unsafe hazards to homeowners or managers.

Their contracting services keep structures clean and sanitary by performing multiple functions around the job owner’s property. If the property becomes damaged while you’re onsite, you could be liable for replacing it.

Here is What We Recommend:

General Liability

Housekeeping Contractors’ General Liability has remained the primary safeguard for protecting businesses from third-party lawsuits.

This type of contractor’s insurance provides defense costs if your business is liable for bodily injury or property damage to others.

Workers' Comp

Housekeepers’ Workers’ comp protects your business by paying your employees medical expenses and lost wages from job-related injuries or illnesses.

Surety Bonds

Many states and customers require housekeeping contractors to offer a license or janitorial surety bond before you can begin operations.

The surety bond is a financial guarantee to your state’s licensing department and your customer that you will complete the job according to your service agreement.

Commercial Auto

If you use your vehicle to travel to and from the job site, many personal auto policies will exclude coverage for business use.

Housekeepers’ commercial auto coverage will pay for liability resulting from an at-fault accident and provide coverage if your vehicle is damaged in an accident, by vandalism, or stolen.

Inland Marine

Housekeeping services utilize expensive tools and equipment to perform various cleaning tasks.

Housekeeper tools and equipment insurance will financially shield your business against loss from damage or theft while at the job site, in transit, or in storage.