Insulation and Acoustical Contractors

Understanding the risks involved for Insulation and Acoustical Contractors,

Fairbanks Insurance Brokers offers a comprehensive package of insurance products to provide financial security to your business and workers -

Insulation & Acoustical Contractors install insulating media and architectural acoustical materials for temperature and sound control.

These specialized contractors spend a lot of time working at elevated heights, so safety measures must be in place to protect workers and third parties from hazardous exposures.

Workers using chemicals and moving heavy material create a significant risk of workplace injury.

A comprehensive contractors’ insurance package should be in force to shield your business from unpredicted risk.

Here is What We Recommend:

General Liability

A contractor’s general liability policy is always the starting point for building the comprehensive insurance package for insulation and acoustical contractors.

Contractors’ GL provides coverage for bodily injury liability, property damage, medical payments, and products/completed operations when necessary.

The policy will also cover defense costs against legal action brought against your business.

Workers' Comp

Almost every state in the U.S. requires employers to provide workers’ compensation coverage while operating with employees.

Contractor’s workers’ comp provides financial protection if a worker is injured, misses work due to an injury at work, or becomes ill from work-related activities.

Surety Bonds

State licensing authorities will typically require the insulation and acoustical contractor to post a licensing bond that provides a financial guarantee for the licensing office and your customer if you fail to meet the terms of a project agreement.

Commercial Auto

When a contractor uses passenger vehicles or trucks for business purposes, the commercial auto policy protects your liability exposure and the risk of physical damage in the event of an accident.

Inland Marine

Insulation and acoustical contractors use various tools and equipment that should be covered by inland marine insurance if damaged or stolen from the job site, in transit, or stored while not in use.