Landscape Contractors
With our vast access to the national wholesale marketplace,
Fairbanks Insurance Brokers will provide affordable contractors’ insurance solutions placing an effective hedge of protection around your business fit for any Landscapers budget -
Landscaping Contractors develop Landscape Systems by constructing, installing, or maintaining architectural, horticultural, and decorative treatment or arrangements.
These specialized artisans’ company operations involve lawn care, tree and shrub trimming, and fertilizing. Toxic chemicals and sharp equipment expose significant hazards that cause injuries or property damage.
Landscapers need everyday protection from lawn and landscaping risks with a cost-effective insurance solution.
Landscaping Contractors’ insurance packages include General Liability, Workers’ Comp, Tool Coverage, Commercial Auto, and Surety Bonds.
Here is What We Recommend:
General Liability
General Liability
Contractors’ general liability is the foundation coverage for landscaping contractors. With the use of chemicals, tools that cut, trim, and prune, landscape contractors are prone to the risk of injuries and property damage.
Landscapers’ general liability insurance offers peace of mind knowing you have financial protection in the event of a claim.
Workers' Comp
Workers' Comp
Workers’ Comp will protect your employees if they are injured or become ill from a job-related incident.
Your landscape contractors’ workers comp policy will help pay for medical expenses, lost wages, and funeral expenses.
The state you work in will define the minimum required coverage limits for employers that will provide critical coverage in the event of an accident.
Surety Bonds
Surety Bonds
Many states and customers require landscaping contractors to offer a license or surety bond before you are allowed to open for business.
The surety bond acts as a financial guarantee to your state’s licensing department and project owners that you will complete the job according to your bid and pay any vendors or subcontractors.
Commercial Auto
Commercial Auto
Landscapers commercial auto insurance will cover your business vehicles and trailers for liability if you or an insured driver are liable for an at-fault accident.
Contractors’ commercial auto coverage also covers your vehicles and trailers if damaged or stolen.
Inland Marine
Inland Marine
Also known as Landscape Contractors Tool and Equipment Insurance, this policy will reimburse you and your business if your insured assets are damaged or stolen at the job site or while in storage.
The coverage also extends to property in transit which is typical for landscaping contractors.
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