Painting Contractors specialize in painting and decorating properties or structures.
Painting Contractors face many day-to-day risks while working from ladders and scaffolding at the job site.
A painting contractor’s insurance policy is vital for protection from job-related injuries or damage caused by spilled paint or overspray to valuable property.
Whether your business contracts with homeowners or businesses, having the appropriate insurance is the most affordable way to obtain financial protection when accidents happen.
The contractors’ insurance pros at Fairbanks Insurance Brokers recommend General Liability, Workers’ Comp, Tool Coverage, Commercial Auto, and Surety Bonds to protect against unseen perils.
Contractors General Liability is a business essential to provide financial protection to painting contractors.
It covers your business from third-party injury at the job site or property damaged by you or your workers when your company is liable.
It’s not unusual for painters to work in the presence of their customer’s employees or clients. Your painting contractor’s general liability policy is the first line of defense against potential lawsuits if injury occurs.
Painting contractor’s hazardous operations on ladders and scaffolding represent that the industry is subject to a high risk for injury.
Painting Contractors’ Workers’ Compensation will protect your employees if they are injured or become ill from a job-related incident.
Painters’ workers’ comp helps pay for medical expenses, lost wages, and funeral expenses.
Most states require painting contractors with employees to have and maintain a painter’s worker’s compensation policy before they open for business.
Most state licensing boards require a painting contractor’s surety bond to activate a contractor’s license.
This surety bond is a financial guarantee that a project completes as agreed to in a bid.
Your painters’ commercial auto policy will cover your business vehicles for liability if you or an insured driver are found liable for an at-fault accident.
Painting contractors’ commercial auto insurance also covers your business vehicles and trailers if they or damaged in an accident, stolen, or vandalized.
Also known as Contractors Inland Marine Coverage or Painting Contractors Tool and Equipment Insurance, the Inland Marine policy will reimburse you and your business if your tools or equipment are damaged or stolen at the job site or while in storage.
Professional painting equipment can be expensive to replace, so we encourage our contractors to obtain affordable and valuable tool & equipment coverage.