Paperhanging Contractors

Fairbanks Insurance Brokers’ Paperhanging Contractors' insurance programs provide ironclad protection needed to mitigate risks surrounding this specialized trade -

Paperhanging Contractors serve clients by applying all types of decorative wall coverings to new and existing structures.

Hazardous specialty tools used from the ground and elevated surfaces create a significant risk of bodily injury and property damage to third parties, employees, and subcontractors.

With savings up to 65% or more on contractors’ General Liability, Workers Comp, Commercial Auto, Surety Bonds, and Inland Marine, our Paperhanging Contractors Insurance options build a fortification between your business and third-party lawsuits.

Here is What We Recommend:

General Liability

A General Liability policy forms the basis for all contractor’s insurance packages.

Paperhanging contractors’ general liability insurance provides coverage for claims resulting from bodily injury or property damage to third parties and defense costs for representation by attorneys and investigators.

Workers' Comp

Most state licensing boards require an active workers’ compensation policy before issuing a contractor’s license, as where project managers and project owners typically require proof of contractors’ workers’ comp coverage before you can start on a project.

Your paperhanging contractors’ workers’ compensation rates are predicated on the contracting services you offer and the claims history that your company has had in the past.

Surety Bonds

The contractor’s surety bond is a financial guarantee to your state’s licensing department and customers that those mutual obligations are complete according to your bid, and vendors get paid when the project completes.

Most state licensing bureaus require a Paperhanging Contractors’ Licensing Bond to become licensed.

It is now common for project owners to require a Bid, Performance, and Payment Bond to protect their customers, subcontractors, and suppliers.

It’s important to note that a contractors’ surety bond is more like a line of credit than an insurance policy.

Commercial Auto

Paperhanging Contractors employ vans, box trucks, and trailers to transport tools, equipment, and material to the job site.

Contractors’ commercial auto insurance protects your company vehicles involved in an at-fault accident or if your vehicles are damaged in an accident, damaged from vandalism, or stolen.

Inland Marine

Paperhanging contractors rely on various expensive tools and equipment to perform operations in the shop and at the job site.

Paperhanging Contractor Tool & Equipment coverage (Contractors Inland Marine Insurance) provides the coverages needed when tools and equipment are stolen or damaged from a covered peril.