Roofing Contractors

From the moment they set foot on site, Roofing Contractors get hit with a tsunami of liability exposure with each project.

Our contractors' insurance programs offer the peace of mind and protection roofers need against unforeseen third-party action -

Roofing Contractors specialize in the installation or repairs of rooftops on building structures.

Roofers rarely work at ground level and are frequently exposed to hazardous materials and equipment.

Injured employees, property damage, and stolen or damaged tools and equipment can lead to economic devastation for a roofing contractor.

Due to the dangerous nature of this work, a portfolio of contractors’ insurance protection is needed when accidents occur.

Our Roofing Contractor’s Insurance Packages keep your business and employees financially shielded from third-party claims.

The professionals at Fairbanks Insurance Brokers stand ready to discuss your General Liability, Workers’ Comp, Tool Coverage, Commercial Auto, and Surety Bond Requirements.

Here is What We Recommend:

General Liability

Contractor’s General Liability is the cornerstone of a roofing contractor’s insurance portfolio.

With accidents typically beyond a roofer’s control, it makes financial sense to have a Roofing Contractors’ General Liability policy in place.

This valuable coverage will provide peace of mind knowing that your legal fees or claims will be covered when you need it most.

Contractors General Liability is typically a state requirement, with mandated levels of coverage differing depending on where you live and the sector you work.

Workers' Comp

Roofers’ Workers Compensation protects employees if they are injured or become ill while on the job.

Roofing Contractors’ Workers’ Comp pays medical bills and lost wages after a work-related accident or illness.

Contractors’ Workers’ Comp Insurance protects against lawsuits by employees injured on the job.

Surety Bonds

Many states and customers require roofing contractors to offer a Roofers’ License Bond or Roofing Contractors’ Surety Bond before being allowed to bid on a job or begin working.

A Roofers’ Surety Bond serves as a financial guarantee to your state’s licensing department and your customer that you will complete the job according to your bid and guarantee that vendors and material providers paid on time.

Commercial Auto

A Roofing Contractors Commercial Auto Policy protects your business vehicles for liability if you or an insured driver are liable for an at-fault accident.

Roofers Commercial Auto Insurance also covers your vehicles if they or damaged in an accident, stolen, or vandalized.

Inland Marine

Also known as Roofers’ Tool and Equipment Coverage, Contractors’ Inland Marine Insurance will reimburse your roofing business if tools or equipment are damaged or stolen at the job site or while in storage.

Roofing Contractors Tool & Equipment Insurance provides coverage for tools and equipment in transit.