These terms and conditions govern your use of this website; by using this website, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use this website. [You must be at least  years of age to use this website. By using this website [and by agreeing to these terms and conditions] you warrant and represent that you are at least  years of age.] License to use website Unless otherwise stated, Fairbanks Insurance Brokers Inc. and/or its licensors own the intellectual property rights in the website and material on the website. Subject to the license below, all these intellectual property rights are reserved. You may view, download for caching purposes only, and print pages [or [OTHER CONTENT]] from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions. You must not: republish material from this website (including republication on another website); sell, rent or sub-license material from the website; show any material from the website in public; reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose;] [edit or otherwise modify any material on the website; or] [redistribute material from this website [except for content specifically and expressly made available for redistribution].] [Where content is specifically made available for redistribution, it may only be redistributed [within Fairbanks Insurance Brokers Inc.]
You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity. You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software. You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this website without Fairbanks Insurance Brokers Inc. express written consent. [You must not use this website to transmit or send unsolicited commercial communications.] [You must not use this website for any purposes related to marketing without Fairbanks Insurance Brokers Inc. express written consent.] Restricted access [Access to certain areas of this website is restricted.] Fairbanks Insurance Brokers Inc. reserves the right to restrict access to [other] areas of this website, or indeed this entire website, at Fairbanks Insurance Brokers Inc. discretion.
This website is provided “as is” without any representations or warranties, express or implied. Fairbanks Insurance Brokers Inc. makes no representations or warranties in relation to this website or the information and materials provided on this website. Without prejudice to the generality of the foregoing paragraph, Fairbanks Insurance Brokers Inc. does not warrant that: this website will be constantly available, or available at all; or the information on this website is complete, true, accurate or non-misleading. Nothing on this website constitutes, or is meant to constitute, advice of any kind. [If you require advice in relation to any [legal, financial or medical] matter you should consult an appropriate professional.]
By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable. If you do not think they are reasonable, you must not use this website.
[You accept that, as a limited liability entity, Fairbanks Insurance Brokers Inc. has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against Fairbanks Insurance Brokers Inc. officers or employees in respect of any losses you suffer in connection with the website.] Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect Fairbanks Insurance Brokers Inc. officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as Fairbanks Insurance Brokers Inc..
You hereby indemnify Fairbanks Insurance Brokers Inc. and undertake to keep Fairbanks Insurance Brokers Inc. indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by Fairbanks Insurance Brokers Inc. to a third party in settlement of a claim or dispute on the advice of Fairbanks Insurance Brokers Inc. legal advisers) incurred or suffered by Fairbanks Insurance Brokers Inc. arising out of any breach by you of any provision of these terms and conditions[, or arising out of any claim that you have breached any provision of these terms and conditions].
Breaches of these terms and conditions
Without prejudice to Fairbanks Insurance Brokers Inc. other rights under these terms and conditions, if you breach these terms and conditions in any way, Fairbanks Insurance Brokers Inc. may take such action as Fairbanks Insurance Brokers Inc. deems appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.
Fairbanks Insurance Brokers Inc. may revise these terms and conditions from time-to-time. Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website. Please check this page regularly to ensure you are familiar with the current version.
Fairbanks Insurance Brokers Inc. may transfer, sub-contract or otherwise deal with Fairbanks Insurance Brokers Inc. rights and/or obligations under these terms and conditions without notifying you or obtaining your consent. You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions.
If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.
These terms and conditions constitute the entire agreement between you and Fairbanks Insurance Brokers Inc. in relation to your use of this website, and supersede all previous agreements in respect of your use of this website.
Law and jurisdiction
These terms and conditions will be governed by and construed in accordance with U.S. Law, and any disputes relating to these terms and conditions will be subject to the [non-]exclusive jurisdiction of the courts of Unites States of America.
Any questions or concerns please email us at firstname.lastname@example.org