A Commercial Auto policy protects against physical and liability damage caused by business-related trucks, vans, or passenger vehicles.
A business owned vehicle used for:
Primarily it’s the type of coverage provided. Commercial auto policies can provide broader coverages with higher limits for an increased risk exposure emerging from daily operations, where ‘as Personal auto policies typically do not cover vehicles used for commercial purposes. As a Contractor, many project owners will require you to obtain a Commercial Auto policy for the following reasons:
A commercial policy can provide Hired & Non-Owned vehicle coverage extending your liability and physical damage coverage to a vehicle you rent or borrow. You may also extend liability coverage to an employee’s vehicle while used on the job.
By selecting the roadside assistance option, the carrier will reimburse you up to the limits for your roadside expenses. Most carriers will even dispatch a towing service directly, so you will not have to pay out of pocket at the time of service.
Our program offers a variety of options when it comes to purchasing your Commercial Auto policy.
Our extensive track record shows that when providing contractors with affordable Commercial Auto coverage, no job is too big or too small in adequately fulfilling individual insurance needs or complex contract demands required for bidding on a project.