A contractor's insurance package is a critical component of your business that Fairbanks Insurance Brokers urges Door and Gate Contractors to have in place when conducting operations.
Why do I need Contractors Insurance?
Almost every residential or commercial building has at least one door or gate made from different materials. These specialized contractors risk bodily injury, property damage, and product and completed operations claims if a door or gate malfunctions. Hazardous exposure to contractors and employees is substantial due to the use of specialty tools and heavy lifting during installation.
Our construction specialty programs provide door contractors with an affordable insurance solution against unpredictable business losses.
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Door contractors’ general liability insurance is the cornerstone of your doors and gates business protection.
This coverage is triggered when you or your employees are found liable for bodily injury or property damage. The policy will also respond to defense costs from lawsuits brought by a third party.
Multiple states require door and gate business owners to provide door installers’ workers’ compensation for their employees to become licensed contractors.
Accidents at job sites can result in workers becoming injured and missing work. Your door contractors’ workers’ comp policy will provide essential benefits for medical and lost wage expenses to help prevent you from being sued by your employees.