Door Contractors Insurance

A contractor's insurance package is a critical component of your business that Fairbanks Insurance Brokers urges Door and Gate Contractors to have in place when conducting operations.

Why do I need Contractors Insurance?

Almost every residential or commercial building has at least one door or gate made from different materials. These specialized contractors risk bodily injury, property damage, and product and completed operations claims if a door or gate malfunctions. Hazardous exposure to contractors and employees is substantial due to the use of specialty tools and heavy lifting during installation.

Our construction specialty programs provide door contractors with an affordable insurance solution against unpredictable business losses.

Our Recommended Products

General Liability


Door contractors’ general liability insurance is the cornerstone of your doors and gates business protection.

This coverage is triggered when you or your employees are found liable for bodily injury or property damage. The policy will also respond to defense costs from lawsuits brought by a third party.

Workers' Comp


Multiple states require door and gate business owners to provide door installers’ workers’ compensation for their employees to become licensed contractors.

Accidents at job sites can result in workers becoming injured and missing work. Your door contractors’ workers’ comp policy will provide essential benefits for medical and lost wage expenses to help prevent you from being sued by your employees.

Surety Bonds


Unlike insurance protection, a door contractor surety bond is similar to a business line of credit.

Several states and project owners require a door and gate contractor surety bond before bidding on a project.

A door and gate installers’ surety bond financially guarantees your contractual obligations, and that subcontractors and suppliers get paid.

Commercial Auto


Door and gate contractors’ commercial auto insurance repairs or replaces company vehicles in case of an accident, vandalism, or theft during business operations.

With a door installer commercial auto policy, there is no limitation on the number of drivers or vehicles, and the policy limits reach $1 million CSL with most carriers.

Inland Marine


Also known as door contractors’ tool and equipment insurance, this policy provides reimbursement to repair or replace lost or damaged tools and equipment.

Tools are essential to a contractor’s livelihood, so we always encourage door and gate contractors to consider this valuable coverage.

GET A FREE QUOTE NOW