Excavation Contractors Insurance

With unprecedented access to the nation's highest-rated construction programs,

Our Excavation Contractors' Insurance packages shield business owners from the economic landslides brought on by unforeseen lawsuits -

Why do I need Contractors Insurance?

Excavation contractors are in the business of dirt work. These specialists dig, move, and grade earth with various types of heavy machinery. There will be considerable risks to mitigate while operating as an excavation contractor. A comprehensive insurance package is needed to insulate the contractor from unforeseen third-party lawsuits.

The Fairbanks team will fine-tune a policy for your exact needs.

Our Recommended Products

General Liability


Every excavation contractor should carry excavators’ general liability insurance with sufficient limits to provide a financial safeguard from third-party lawsuits.

Excavation contractors’ general liability insurance will provide defense costs that can contribute significant expenses to a claim.

Workers' Comp


Most state licensing boards are adamant that excavation contractors be responsible for job-related injuries and illnesses to their employees.

Excavators’ workers’ compensation will provide coverage for work-related injury or illness.

Most states can impose significant penalties and fines for not maintaining an excavation contractor workers’ compensation policy if you employ at least one worker.

Surety Bonds


Most states require an excavation contractors’ license bond to be filed with the state board to activate, reactivate, or renew a license.

An excavators’ surety bond is for the benefit of consumers damaged from defective construction or license law violations.

Bid, payment, and performance bonds will be common for larger excavation projects.

Commercial Auto


Most excavation contractors use light to heavy vehicles and trailers to transport tools and equipment during operations, all of which can present significant risks for the business.

The vehicles insured under an excavation contractors’ commercial auto policy can select higher liability limits to protect your business in the event of an accident.

Inland Marine


Excavation equipment is very expensive to purchase or replace.

Excavators’ inland marine insurance — also known as an excavation contractors’ tool and equipment policy — will provide financial assistance if the equipment is damaged by a covered peril or go missing.

GET A FREE QUOTE NOW