As the nation's top source for Low Voltage Contractors' insurance,
Our commercial specialty programs safeguard vulnerable businesses from third-party action and unexpected claims -
Why do I need Contractors Insurance?
Low-voltage contractors’ day-to-day operations consist of installing low-voltage electrical systems, wiring, and cable from the ground, ladder, or rooftop of a home or business. Procedures involve drilling or boring holes that contribute to the risk of job-related injuries or property damage in their daily activities. With the proper coverage in place, you will know that when something goes wrong, you, your employees, and your customers will be financially protected.
The contractors’ insurance professionals at Fairbanks Insurance Brokers recommend a formidable commercial insurance portfolio to protect against unpredictable lawsuits and business claims.
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Low voltage contractors’ general liability insurance places a financial barrier between your business and third-party risk exposure.
Low-voltage system contractors’ general liability insurance will provide defense costs that can contribute significant expenses to a claim.
Also known as workman’s comp, your low-voltagecontractors’ workers’ compensation insurance will protect your business and your employees should they become injured on the job or come down with a work-related illness.
Most states require a low-voltage contractors’ workers’ comp policy to satisfy your prerequisites to become licensed to operate a business.
When accidents happen, your low-voltage electricians’ workers’ comp insurance will be available to cover medical expenses and lost wages.
Since personal auto policies typically exclude coverage for business autos, a low voltage contractors’commercial auto policy will protect your business vehicles from liability if you or an insured driver are found liable for an at-fault accident.
Low-voltage electrical contractors’ commercial auto insurance also protects against damage from events such as theft or vandalism.
Low-voltage contractors rely on various tools and equipment to complete everyday tasks at the job site. Making sure this valuable equipment stays covered in the event of damage or loss is the best way to safeguard your business from the cost of replacing this equipment.
A low-voltage contractor tool and equipment policy, also known as low-voltage contractors’ inland marine insurance, protects you while your tools and equipment are at the job site, in transit, or offsite storage.